Save - Invest - Grow - Protect
Wealth Management with a focus on Tax Planning for Business Owners and Busy Professionals.
We’re Located in New York & New Jersey with clients everywhere.
Experienced Professionals. Established networks.
We use our investment management process to grow your financial assets over time. Our portfolio strategies will be customized to align with and address your short-term and long-term financial goals.
Providing you with a complete plan, improving your financial conditions and monitoring your progress in the areas that are important to you. This includes College Planning, Retirement Planning, Cash Flow Planning, Asset Purchase Planning, Debt Optimization and much more.
Taxes may be one of the largest single expenses we pay in our lifetime. We find it highly beneficial to our clients to introduce tax savings and tax reduction strategies at the outset of our relationship and also execute these strategies through tax preparation and filing.
Protecting your present and future financial assets and passing on your legacy is very important to us. Setting up the appropriate Trusts as part of your Estate Plan is something we will partner with our experts and help you accomplish.
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We save you time and provide a 1-Stop Family Office Experience.
United Success is a fiduciary fee-only financial advisor focused on helping you Save, Invest, Grow and Protect your financial assets and legacy.
United Success Wealth Management has significant experience in catering to the needs of busy professionals and successful business owners.
We are focused on earning your trust. Your Best Interest and Financial Success are at the core of our operations.
Our clients are busy professionals and business owners who need to save timeand focus on their work or business.
Our clients may not have the time and desire to learn every aspect of their financial lives.
Our clients need & value our services to help them Save, Invest, Growth & Protect their financial assets and legacy.
United Success is focused on helping you to secure your financial future. We’ll serve not only as your financial advisor, but as your financial partner in your journey toward your goals and vision of the future.
Establishing Our Relationship
It all starts with trust. Our most important goal is to understand your needs, financial goals and your expectations. There may be many questions on your mind, which we would like to answer.
Gathering Data and Financial Goals
After our initial meeting, we look forward to preparing you with gathering your data. We will provide you with a checklist of information to help assess your financial situation. Preparation brings our most enduring success.
Selecting A Service that Fits Your Needs
United Success encourages an honest dialogue between client and advisor to help meet expectations. No matter your current financial position, we will work hard to get you where you want to go.
Putting Your Plan Into Action
When our financial plans meet your needs, we will begin to implement them. This is an exciting part of the process that will offer long-term results and we will be there every step of the way.
Monitoring Your Portfolio Progress
We will help you stay on top of your financial situation with regular reports and consultations. Along the way, we will fine-tune your plan and accommodate for any changes life throws our way.
Our comprehensive financial planning service involves running scenarios and identifying opportunities for our clients to save and protect their financial assets and optimize their financial situation. We rely on financial software to prepare these solutions which we provide to our clients in the form of a report. We then schedule a time to go over the report with our clients.
We also help our clients grow their investment portfolios through our investment management process. We prepare investment reports for our clients and schedule a time to go over these reports with our clients.
We consider the overall financial situation of our client including investment management, tax planning, cash flow and debt optimization, insurance, asset protection, retirement planning, social security maximization, estate planning and executive non-cash compensation analysis.
We will be an integral part of your Tax Process. We do not just introduce and hand you off to a CPA. For Tax Preparation – we will liaise with your Tax Preparer.
We will be an integral part of your Trust & Estate Planning Process. We do not just introduce and hand you off to an Attorney. For Trust & Estate Legal Services - we will liaise with your Attorney.
We have created a disciplined process for our client's financial success.
Our investment management process allows us to make informed, rational and disciplined decisions regarding client's financial situation.
Our comprehensive Financial Planning report allows us to identify solutions for our clients financial goals. It also helps our clients assess where they are on that path to financial success.
Since taxes are one of the single biggest expenses we may pay in our lifetime, we focus our tax planning process on helping our client’s identify short-term and long-term tax savings and tax reduction strategies.
We prepare customized financial reports outside our clients regular account statements. We keep our clients informed through these reports along with our newsletters, quarterly market updates and financial consultations.
Unlike a number of financial advisors out there, we are only paid by our clients. Our fees are fully transparent. We are a fee-only financial advisor. This is important because it preserves our independence. We are incentivized to work only for our client's benefit. Our fees are simple and straightforward, and we discuss it with our clients upfront. Clients typically pay us as a percent of AUM or a flat fee financial planning arrangement.
Our fee structure is straightforward and transparent.
Our Wealth Management Fee Structure is either Asset based or Flat Fee. AUM based fees have 3 tiers under $500k is below 1.5%, $500k - $1 million is below 1.3% and above $1 million is below 1%.
Our Asset based fee includes financial planning. Comprehensive financial planning takes months to complete but clients have access to us for a year to seek guidance and clarification on the plan.
Fixed fee for comprehensive plans ($2500 for the most basic plan for people starting their careers and upwards for more complex plans)
Our Outsourced Accounting Services are flat monthly service fees.
Our clients financial security is very important to us. All our client investment accounts are held at Charles Schwab, in the client’s name, in an account that is controlled by the client. We get the ability to trade on the client's behalf. The custodian executes and settles trades and provides other services like sending monthly statements.
We have procedures to ensure client information is confidential. Additionally, since there is a single point of contact with clients, the possibility of breach of confidence is limited.
We subscribe to a variety of sources for information, research and data. In addition, we also maintain premium subscriptions to certain softwares to help us run analysis, scenarios and produce reports for our clients. As a result we are able to perform extensive proprietary research and execute on behalf of our clients as we would if we were at multibillion dollar investment firms.
We personally oversee this process and guide the client all the way.
No. We are set up to work virtually with clients worldwide. Our clients find video conferencing very efficient and effective even if they lived in New Jersey or New York.